Any news on v4.2 ?

[Derek]

Matt,do you plan when will the 4.2 stable could be released ?

 

Hoping by the end of the month!!!

[WHMCS John]

When it's ready, as always

[sitewes]

I can't wait any longer! Im getting so excited.

[EasyWHMCS]

I can't wait any longer! Im getting so excited.

 

Should of applied for beta testing :-)

[easyhosting]

As John says.

 

IT WILL BE READY WHEN ITS READY

 

requesting update after update only slows Matt and the team down as they have got to take time away to answer your update queries

[plusplushosting]

Hi Matt,

 

For this one: *Multi-language support for announcements & knowledgebase entries

 

Will you work out the special characters in titles for SEO? I mean ñ í ó ú á é....converted to n i o u a e....? etc.

 

Thanx!

[gingerol]

optional: charge fee on some methods of payments.

 

I support this - which will come in useful for those Payment Processors that charge fees that you want the client to bear.

[mylove4life]

I support this - which will come in useful for those Payment Processors that charge fees that you want the client to bear.

 

You do that and see how fast the cc providers pull your account....

[EasyWHMCS]

You do that and see how fast the cc providers pull your account....

Against most companys policys

[mylove4life]

Against most companys policys

 

Yup all of them I have saw anyway...

[Nexxterra]

You are NOT allowed to have a min purchase price, however I have had many merchant accounts that allow you to charch service charges... they do not like it, however they stay clear of dictating who bears the costs.

[easyhosting]

You are NOT allowed to have a min purchase price, however I have had many merchant accounts that allow you to charch service charges... they do not like it, however they stay clear of dictating who bears the costs.

 

their is only 1 i know of that will not allow you to add a service charge and that is PAYPAL, do research and ask merchant account providers. In the UK providers dont like you adding this, but the FSA states that a company can pass any transaction charges onto customers as long as the customers are made aware of any additional charges.

[Kaylee]

Can't wait for 4.2! It's already March and hopefully will be ready soon? Anxiety is getting the best of me.

[ExsysHost]

It is not upto your Bank / Merchant account... it is up to VISA and Mastercard and AMerican Express... they will yank your rights to process cards and when they do you wont be able to sign up with any merchant provider.

 

In some US states it is actually against the law, and if your customer is from one of those states you can be held liable in court for charging them a surcharge.

 

heres more on the 10 states:

http://usa.visa.com/personal/using_visa/no-surcharge.html

 

 

MINIMUM CHARGE REQUIREMENTS

 

Some stores require consumers to spend at least $20 (or some other minimum) to pay for purchases by credit card. They engage in this practice because they and their banks do not want the expense of processing a credit card transaction involving a small amount of money.

 

This practice defeats one of the major purposes of credit cards—convenience—and may force credit card users to spend more than they want to. In addition, minimum charge requirements vary from merchant to merchant, and there are no regulations requiring disclosure of these minimum purchase levels.

 

Visa's and MasterCard's regulations prohibit minimum charge amounts. American Express's regulations do not explicitly prohibit minimum charges, but its policy is to discourage any merchant practices that create a "barrier to acceptance." Amex does prohibit "discrimination" against the Amex card, however, so if a merchant has no minimum charge for Visa and MasterCard, the merchant may not discriminate against Amex by imposing a minimum charge.

 

TIP: If a store requires a minimum purchase for Visa or MasterCard, point out to the store manager that the practice is prohibited by the card companies.

 

EXTRA CHARGE FOR USING A CREDIT CARD

 

Some merchants seek to impose a service fee for all credit card purchases.

 

When a merchant gives a credit card slip to the credit card company or bank for processing, a percentage of each purchase—usually 1.5% to 5% of the purchase amount—is deducted. This "merchant discount fee" helps pay for the bank's services and for the credit card system. By charging extra for credit card use, the merchant passes the discount fee on to customers.

 

MORE: Since 1984, when a Truth in Lending law ban on surcharges expired, some states have enacted laws prohibiting surcharges; see States That Prohibit Credit Card Surcharges.

 

Visa and MasterCard prohibit surcharges, and American Express discourages them. Amex does prohibit "discrimination" against the Amex card, however, so if a merchant accepts Visa and MasterCard (and cannot impose a surcharge under those companies' rules), the merchant may not discriminate against Amex by imposing a surcharge.

 

TIP: Any merchant that accepts American Express cards and also accepts Visa and/or MasterCard may not charge consumers a surcharge on Amex purchases.

 

 

and from the merchant warehouse website:

 

Visa® & MasterCard® Rules and Regulations

Posted by admin on March 14th, 2008

 

As a merchant accepting MasterCard® and Visa®, there are basic card acceptance rules that you must follow. By adhering to these rules, you can increase customer satisfaction and ensure that you do not run into compliance issues, which may put your continued ability to accept credit cards at risk. The following are some of the rules outlined in the Visa and MasterCard manuals:

 

Card Logos & Acceptance: You must display the appropriate card logos for any card types that you accept and advise your customers of their payment options. You must honor all categories of cards (credit, debit, rewards etc.) within each card type that you accept.

 

Dollar Minimums and Maximums: You may not impose a minimum or maximum amount for any transactions. If you do not accept a customer charge, which is below a certain amount that you specify, the customer can notify Visa and/or MasterCard, who will take the appropriate steps to see that you understand and adhere to the card acceptance rules and regulations.

 

Surcharges: All credit card transactions must be treated like any other transactions. You may not impose any surcharge on a transaction because your customer is using a credit card. However, you may offer a discount to your customers for paying in cash provided the offer is clearly disclosed to your customers and the cash price is a discount from the standard price charged for any other type of payment.

 

Laundering: You may only process transactions for your own business. Processing transactions for a business that does not have a valid merchant agreement is called laundering and is considered a form of fraud.

 

To learn more about the rules and regulations of accepting Visa and MasterCard cards, please contact us or see the Visa and MasterCard guides available through the Visa and MasterCard websites

 

 

Kind Regards!

[easyhosting]

You go to 99.9& of high street stores in the Uk on their window but usually on their door is a notice of what cards they accept, this notice will also have something like " a 2.5% transaction fee is included in the retail price to cover charges applied by our merchant bank to process cards" so therefore you are passing these fee onto everyone even if they pay cash. Some store will not allow you to use a card for purchases under £5 because of these costs

 

 

It is not upto your Bank / Merchant account... it is up to VISA and Mastercard and AMerican Express... they will yank your rights to process cards and when they do you wont be able to sign up with any merchant provider.

 

In some US states it is actually against the law, and if your customer is from one of those states you can be held liable in court for charging them a surcharge.

 

heres more on the 10 states:

http://usa.visa.com/personal/using_visa/no-surcharge.html

 

 

 

 

 

and from the merchant warehouse website:

 

 

 

 

Kind Regards!

[TheHostingHeroes]

Hi

 

this post got me thinking... How come Directi/Resellerclub charge the customer a PayPal fee on credit , this is the same really isn't it?

[easyhosting]

Hi

 

this post got me thinking... How come Directi/Resellerclub charge the customer a PayPal fee on credit , this is the same really isn't it?

 

 

Yes it is exaxtly the same, but what you have to take into consideration is that resellerclub are above any law (or they think they are), so any laws dont apply to them

[TheHostingHeroes]

Yes it is exaxtly the same, but what you have to take into consideration is that resellerclub are above any law (or they think they are), so any laws dont apply to them

 

LOL true!

Still they shouldn't be allowed to rip people off.

[zoilodiaz]

what about V4.2 ?

[hightekhosting]

what about V4.2 ?

 

What about it?

 

It's still in BETA testing, so it will be released.....when its ready.

[easyhosting]

What about it?

 

It's still in BETA testing, so it will be released.....when its ready.

 

Exactly when its ready it will be released and not beforehand

[ExsysHost]

You go to 99.9& of high street stores in the Uk on their window but usually on their door is a notice of what cards they accept, this notice will also have something like " a 2.5% transaction fee is included in the retail price to cover charges applied by our merchant bank to process cards" so therefore you are passing these fee onto everyone even if they pay cash. Some store will not allow you to use a card for purchases under £5 because of these costs

 

Several stores in the USA do as well, it does not mean it is legal as in terms with Visa and Mastercard that you agreed to when you agreed to process their credit cards.

 

So yes friend you can lose your rights to process all three American express Visa and master card if you use this feature and quite frankly I am shocked that WHMCS is condoning that their product helps break the rules.

[easyhosting]

Several stores in the USA do as well, it does not mean it is legal as in terms with Visa and Mastercard that you agreed to when you agreed to process their credit cards.

 

So yes friend you can lose your rights to process all three American express Visa and master card if you use this feature and quite frankly I am shocked that WHMCS is condoning that their product helps break the rules.

 

Hi

 

I cant see major retailers in the UK and USA like boots, argos, asda, walmart, tesco etc. breaking CC rules. I suggest that you contact your local financial agency in the UK this is the FSA as their is NO law preventing you from doing this.

[ChrisB]

Easyhosting is correct contact the FSA for advice, I think the proble is when you add on topp a processing fee rather than it already being included not 100%

 

Chris

[easyhosting]

One was round if you look at most online ecommerce packages, you can add low order fees or even handling fees. which are easy to use and setup. In my WHMCS I renames the tax 1 as service charge, so anyone ordering pays a service charge, this covers any fees and as it is deemd a service charge and not a processing charge CC or paypal cant do anything about it.