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Credit Card Payment Gateway - Best to Use


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Hello,

 

What is the best Credit Card payment gateway to use?

 

I know some have bigger monthly charges, but then smaller transaction fees, i would prefer, to have NO monthly charge, but don't mind bigger transaction fees as I am only starting my business at the moment.

 

I know there is PayPal, but many people don't like PayPal, especially since you have to leave WHMCS to use it.

 

Is there any payment gateway, where the customer stays inside WHMCS?

 

Chris.

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  • 4 weeks later...
  • 1 month later...

With lots of services available, it can be overwhelming to choose one that suits all your business requirenents . It is good to Compare features, charges, and customer service platforms. While researching, note down questions to ask vendors so you can completely understand what the service offers and how it works.

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We we use Authorized.net, PayPal Pro, PayPal Standard, WorldPay, AlertPay, Google Checkout, 2Checkout, and Pay-offline.

 

And I see that allot of people have commented in this post about gateways that have your customers leave WHMCS and out of the options already talked about only 2 will require your customers to checkout via the gateway website (2Checkout & Google Checkout)

 

PayPal has services that allow for you to process transactions on your website directly without your customer ever leaving your website (PayPal Website Payments Pro & PayPal Payflow) I mean it's for a cost of course and it is not easy to be approved for I mean you must provide a business license, proof of address, & etc. things like that but the transaction rate is much lower then PayPal Standard or PayPal Express

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It will depend on your product as well. For example: 2Checkout did not allow me to sell VPN services as they consider a tool to circumvent security (99% of my users are really just expats in Asia trying to use Youtube, Twitter and Facebook, but that didn't matter.) Without prior warning my funds were dumped to my bank and my 2Checkout account terminated.

 

Paypal and Plimus were no problem.

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I would totally recommend NoChex, low transaction fees for small customers and you can have the payment pages intergrated into whmcs like what we have done :)

 

One major problem with noChex, if you do not process transactions through them for a certain period then will simply close your account with them, so in other words thay try and force to to demand that your clients use them.

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