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Automatically change payment gateway

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Currently I have a free trial payment gateway. It is just a placeholder.  Doesn't make sense If client sees paypal or something on a free trial.

My competitors just use the "credit card" payment gateway on free trial.  This doesn't make sense to me as i would have to enter cc info before i get a free trial.  (i wouldn't do that)

Anyway when they upgrade from a free trial to paid,  the gateway doesn't change.

So they are on a "free trial" gateway and when they upgrade to paid they still are under "free trial" gateway

Is there anyway to automatically change to the appropriate gateway after they pay?

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