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easyhosting Senior Member

easyhosting

Posted
Posted
I'm wondering which merchant service you guys would recommend, i'm currently with CDG Commerce, and i found that they're quite expensive. Which company offer the best rate/service out there?

 

Thanks

 

Hi I am with perpetual payments (voicepay) http://perpetualpayments.com. they have a Authorize.net emulator, so this can be integrated with WHMCS

 

no set up fees, my charges are

 

Currency

GBP

 

MasterCard & Visa Cards Discount Fee (this is the % charged on each Sale) 2.19%

 

AMEX Cards Discount Fee (this is the % charged on each Sale) 4.00%

 

Transaction Fee (applies to Sales; Refunds and Voids) £0.20

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easyhosting Senior Member

easyhosting

Posted
Posted
Hey Daniel,

I thought PayPal Pro is pretty good, why are you switching?

 

Paypal Pro

There is one low monthly fee of £20 and low transaction charges of 1.4 - 3.4%* plus 20p, depending on sales volume.

3.4% for £0.00 to £1,500.00

 

perpetual payments

 

no set up fees, No Monthly fees charges are

 

MasterCard & Visa Cards Discount Fee (this is the % charged on each Sale) 2.19%

 

AMEX Cards Discount Fee (this is the % charged on each Sale) 4.00%

 

Transaction Fee (applies to Sales; Refunds and Voids) £0.20

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Daniel Senior Member

Daniel

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Hey Daniel,

I thought PayPal Pro is pretty good, why are you switching?

 

PayPal removed my ability to charge cards on a recurring basis and won't tell my why. Their support is hopeless and their fees are too high for my liking.

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GNS_Harrison Member

GNS_Harrison

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PayPal removed my ability to charge cards on a recurring basis and won't tell my why. Their support is hopeless and their fees are too high for my liking.

 

yep, was pretty upset at paypal but they fixed it.

 

had a buyer who disputed cause he thought he could've got free service.

opened a dispute on paypal, I contacted paypal notifying them its a virtual,intangible item, they close the dispute and I won the dispute.

 

Buyer opened a dispute through his bank, Paypal notify me mentioning that all covers will be taken care of and paypal don't need me anymore for the dispute.

 

received an email last night, saying I lost the dispute and money was pulled from my account (reversal) ... was very upset contacted PayPal through phone, and they told me many unhelpful thing and couldn't really do much or stop this person.

 

however, the lady rep i spoke to was very nice and refunded me the cost saying it was "unfair" but it just seemed like she just wanted to get off the phone with me haha.

 

but .. all the things I had to go through, and PayPal emailed me saying "ALL covers are covered" so it made me not to worried. So i am guessing they sent a bs email saying its covered, and pulled the money from my account... wow thanks. but it was very generous of the lady to refund me the reversal.

 

but I am also thinking of switching merchants.

 

Currently using PayPal, Googlecheckout, and 2 checkout.

 

2 Checkout is been great so far, but their fees are very high.

 

Google checkout is blah, I am thinking of skipping them.

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  • 4 weeks later...
hostEONS Member

hostEONS

Posted
Posted
Hi I am with perpetual payments (voicepay) http://perpetualpayments.com. they have a Authorize.net emulator, so this can be integrated with WHMCS

 

no set up fees, my charges are

 

Currency

GBP

 

MasterCard & Visa Cards Discount Fee (this is the % charged on each Sale) 2.19%

 

AMEX Cards Discount Fee (this is the % charged on each Sale) 4.00%

 

Transaction Fee (applies to Sales; Refunds and Voids) £0.20

 

Hello Easyhosting,

i've also applied with them, i actually applied at planetauthorize.com but they probably have some partnership with them and i got approval from voice-commerce which is again perpetualpayments, looks like they provide perpetualpayments to non-US clients and i'm from India. From the initial review of my business i've been approved now i've just sent them some documents so waiting for final approval, but wondering as it emulates authorize.net where is the card information stored? and how is the recurring payment handled, can you please give some details about it.

 

 

 

thanks

Kapil

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easyhosting Senior Member

easyhosting

Posted
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Perpetual payments handles all card details unless you use the virtual terminal where you are given the details.

 

Recurring payments are handled by perpetual payments also.

 

Hello Easyhosting,

i've also applied with them, i actually applied at planetauthorize.com but they probably have some partnership with them and i got approval from voice-commerce which is again perpetualpayments, looks like they provide perpetualpayments to non-US clients and i'm from India. From the initial review of my business i've been approved now i've just sent them some documents so waiting for final approval, but wondering as it emulates authorize.net where is the card information stored? and how is the recurring payment handled, can you please give some details about it.

 

 

 

thanks

Kapil

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Daniel Senior Member

Daniel

Posted
Posted

I signed up on your recommendation easyhosting and am pretty impressed.

 

It seems you have to request the Authorize.net emulation is enabled on your account which baffled me for a while but it works fine after that was setup.

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easyhosting Senior Member

easyhosting

Posted
Posted (edited)

Pleased i could help

 

At least we in the UK can get something the yanks have had for years and that a CC merchant account that is free to set up apart from paypal

 

 

I signed up on your recommendation easyhosting and am pretty impressed.

 

It seems you have to request the Authorize.net emulation is enabled on your account which baffled me for a while but it works fine after that was setup.

Edited by easyhosting
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hostEONS Member

hostEONS

Posted
Posted
Perpetual payments handles all card details unless you use the virtual terminal where you are given the details.

 

Recurring payments are handled by perpetual payments also.

 

Hello Easyhosting

Thanks for the reply also wanted to know now in case of recurring payment, now suppose after 1 month client asks to change the billing cycle from 1 month to 6 months, do we have access to charge the card for remaining 5 months or the client needs to enter all the card details again?

 

We are using worldpay right now and with the whmcs futurepay module as soon as the client puts an upgrade request the card is charged automatically when the next crontab runs to charge all the invoices, is perpetual also having something similar ? or perpetual just allows to charge fixed amount on fixed dates ?

 

Best Regards

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easyhosting Senior Member

easyhosting

Posted
Posted

This is something i have nevr come across, so no idea, best to contact perpetualpayments direct for an answer.

 

Hello Easyhosting

Thanks for the reply also wanted to know now in case of recurring payment, now suppose after 1 month client asks to change the billing cycle from 1 month to 6 months, do we have access to charge the card for remaining 5 months or the client needs to enter all the card details again?

 

We are using worldpay right now and with the whmcs futurepay module as soon as the client puts an upgrade request the card is charged automatically when the next crontab runs to charge all the invoices, is perpetual also having something similar ? or perpetual just allows to charge fixed amount on fixed dates ?

 

Best Regards

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hostEONS Member

hostEONS

Posted
Posted
This is something i have nevr come across, so no idea, best to contact perpetualpayments direct for an answer.

 

Yeah i'm already waiting for their response. One last query as whmcs does not have perpetualpayments module but perpetualpayments have Authorize.net emulator so you are using authorize.net module of whmcs ?

 

Best Regards

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easyhosting Senior Member

easyhosting

Posted
Posted

to use the authorize.net emulator in WHMCS you need to use the PlanetAuthorize payment gateway.

 

Yeah i'm already waiting for their response. One last query as whmcs does not have perpetualpayments module but perpetualpayments have Authorize.net emulator so you are using authorize.net module of whmcs ?

 

Best Regards

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easyhosting Senior Member

easyhosting

Posted
Posted
May i ask what authorize.net emulation do exactly? Are you able to process batch payments with them or is more like a 2CO system?

 

It emulates the authorize.net module , the best people to ask is perpetual payments as i never process batch payments so i dont know and i have never used the 2CO system.

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  • 2 weeks later...
bluebirdnet Member

bluebirdnet

Posted
Posted

glad i cam across this thread, i currently use only Paypal and its working well so far but i am always looking for an alternative or additional payment method.

 

So some people here are using Perpetual Payments, is it going well ? I could not find much info about their fees on their site, so from what i understand here there are no monthly and setup fees ?

 

So how does it handle subscribtions (monthly billing)? I hope you dont have to setup each individual product and payment method in their system ? (like 2CO).

 

thanks

 

Denny

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