How do you handle a different CC holder

[yggdrasil]

I constantly have customers that need to pay with another's person CC. Those are not fraud orders and usually a family member or authorized company person. It would be great if WHMCS would use the contact details from the current subaccount/logged in person while paying instead of the main WHMCS customer.

The problem is that the name will not match the credit card holder name. The solution to this would be requesting the customer to add the CC holder as a billing subaccount. Then asks him to log in and pay with that account. Since you only save the cc number and expiration date, it should then use that logged in person details on the gateway. I would love to know how people are solving this without asking the person to change his/her main customer account name, address, phone, etc.

This is even a problem for people with multiple cards but the name is slightly different for each bank. Even worse for a company that has multiple cards.