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Quantum Gateway vs. authorize.net Gateway & PCI compliance


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Dear All:

 

In an older post here, and also at the homepage of a merchant account provider, I read something about the "Quantum Gateway" NOT needing "PCI compliance" because that gateway can be put into a frame (so that the customer does not actually enter his/her cc details at the merchant website). That older post, though, was not that clear if indeed that is a possible setup with WHMCS, and if the standard WHMCS module for the Quantum Gateway allows that. Is that the case ... and if so, is my statement above correct.

 

Any other experiences why to choose one over the other gateway? (I see that Quantum Gateway is being offered for free... just wonder if there are drawbacks.)

 

 

Best,

John

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John,

 

I don't use the gateway, but the official WHMCS documentation may help you.

 

http://docs.whmcs.com/Quantum_Gateway

 

The Vault Solution from Quantum Gateway enables you to accept credit cards through your site while completely avoiding the hassles of PCI compliance and here at WHMCS we were one of the first to offer this new service to Quantum users. For more information visit the Quantum Vault page

 

How does it work?

 

  1. The customer leaves your site to perform 3D Secure authentication (exactly the same as they already do now) but the difference is they enter their card details once they've left your site aswell so that the card details never pass through your site
  2. The customer can still edit their card held on file at any time from the client area
  3. WHMCS can still request the card is rebilled whenever needed meaning fully automated recurring billing can continue as before and manual captures at any time are also still possible - it's just like you have the card details stored locally

Why does it avoid PCI compliance?

 

  1. No cardholder data ever touches or passes through your Network, Server or WHMCS System
  2. No cardholder data is ever retained or stored on your Network, Server or WHMCS system

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