Jump to content

Free Payment Gateways


Recommended Posts

I highly recommend that you sign up for an account with 2Checkout. It's $49.00 (one-off fee), but their per transaction prices are lower than PayPal, so you would actually be saving money in the long run.

 

I'm more than happy with 2Checkout, plus I can receive PayPal payments from clients, without having a PayPal account - brilliant.

Link to comment
Share on other sites

I highly recommend that you sign up for an account with 2Checkout. It's $49.00 (one-off fee), but their per transaction prices are lower than PayPal, so you would actually be saving money in the long run.

 

I'm more than happy with 2Checkout, plus I can receive PayPal payments from clients, without having a PayPal account - brilliant.

 

2CO charges 5.5%, PayPal charges *at the highest* 3.9%, but once you get more revenue they lower that all the way down to 1.4% (tiered pricing).

Link to comment
Share on other sites

  • 2 weeks later...
I wonder why no one mention MoneyBookers...

 

Not only they have low fees but you can charge Credit Cards

without paying monthly fees...

 

They have excellent support (only "tried" it once we never had problems with them) and WHMCS supports it.

 

I have had very slow merchant support (one week for email replies), their phone support for merchants is expensive (the line isn't toll free or even free local, but its split cost, so I need Skype credit to call them even if I have a world subscription), and worst of all they were going to take 10% of all my sales for 6 months (though apparently they don't do this for American clients, probably British as well).

 

Why the unfairness :roll:

Link to comment
Share on other sites

  • 5 months later...

PayPal are thieves and when it comes to companies doing high amounts they are even worse. A good example is my company, up to 2 years ago we used use PP but during the last 3 months of us using them we started growing and our sales got bigger and a dozen or so invoices where on the large size, $5,000 - $7,000, and PP locked our account and froze our funds which was about $33,000 at the time. They claimed we were starting to look scammy and disabled our account until they finished *there internal investigations*, of course I asked for the evidence such as any fraud charges or complaints which they refused to produce. In the end it took attorneys and a court order to get our money back yet PP defended the theft of our money on there TOS which basically says "We can take your money and close your account at anytime".

 

PP is fine for the ebayer and as personal/family *Western Union* but for a business I wouldn't ever recommend them again as a provider. Even there CC processing has the same TOS...

 

PP = Thieves + strong arm robbery

 

As for 2CO -- they are just as bad in doing fraud as the people who commit it. We tried 2CO once.... out of the blue they refunded money and froze our account without notice and a reason. Again we had to get our attorney involved and take them to court as well.

 

From what we gathered back then is that 2CO is owned by a Pakistan company which uses a sub-division company in the US to run the business here.

 

We have been using authorized.net for our transactions but even they are starting to get greedy and we just pass the added costs to our clients but at least they haven't stolen our money and closed our accounts like the other 2 did.

Link to comment
Share on other sites

PayPal are thieving gits! Be very careful using them as even with a business account they won't look after you (i lost over £3000 to them because of 'fraudulent' sales, after having a business account for 5+ years!)

 

Have a look a 2CheckOut. Setup fee of $49 and then that's it no monthly fees only a 5.5% commission rate (which I know is higher than PayPal, but as I said PayPal are scum)

 

I've recently looked at 10 Gateways, from Pro-Pal to 2CheckOut.

One of the things I ran across about 2CheckOut is their low set-up but very bad customer service. You have a chargeback or a fraud case.... GOOD LUCK with that one. But sometimes you can't believe all your read... I hope!

 

We just opened our seccond merchant account Gateway (Sterling Savings Bank) for $30.00 set-up and $10 monthly + 2.60% a transaction. The monthly of $10 goes away when we drop the PAPER invoices sent to us and go Paperless. That's less than PayPal or Google CheckOut. We have both also.

Edited by rdavis
Link to comment
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

  • Recently Browsing   0 members

    • No registered users viewing this page.
×
×
  • Create New...

Important Information

By using this site, you agree to our Terms of Use & Guidelines and understand your posts will initially be pre-moderated