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Any experience with OptimalPayments gateway ?


ramystyle

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  • 3 weeks later...

Yes mate, I have had a merchant account with Optimal Payments before. My experience with them were very poor. Here are my reasons:

 

1. If they receive any chargebacks, they will make you pay it back with a large fine!

2. The registration process is long and strict

3. Their gateway is full of errors (although may be sorted now)

4. They charge about £250 ($500) per additional currency

 

They are fairly competitively priced compared to other merchant providers, but i wouldn't recommend them to anyone. You're better off using PayPal's merchant facility.

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1. If they receive any chargebacks, they will make you pay it back with a large fine!

 

Nearly all gateways, if not all will charge you when you get a charge back. Nothing different here.

 

2. The registration process is long and strict

 

Compared to what? I just opened an account with them and it was pretty painless. Took a while for my account to be setup but thats not different than any other merchant account.

 

I can't comment on anything else regarding optimal payments as I've not actually started processing payments thought them yet.

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