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Disallow using Credit


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I'm doing a donation plugin for the WHCMS. Users can donate to other users. So after choosing the value I have automatically one item with a predefined donation product in my cart The price is already adjusted.


I want this Product to not be paid by available credit, new incoming money is required, so the users cannot push money between themselfs, as a new registered user gets a 5€ gift. Now, if he'd register 3 times and everything donates to the first registered, he got 15€.


We do not want this, of course :)


How can I do that?

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