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Buying WHMCS - Credit Card fees


ddenev

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Legally I don't think you can pass that charge on to the customers anyway.

Yes you can, and its very common in some industres to add additional fees onto a clients purchase if they're paying by c/card which both covers the merchans additional costs, and penalises the client.

 

For example you can pay for your taxi by c/card, but with a 5% handling fee on top of the journey cost and a £2.50 admin fee.

 

You can book your holiday car rental by c/card, and if you read the smallprint there will be anything upto 8% loaded into the price for the "pleasure" of using a card - paying by cash gets that discounted.

 

Many high-street chains add 2.5% onto the final price if paying by a credit-card (nothing if paying by a debit card) to help cover their additional costs.

 

So from the OP not an unreasonable question, and has already been answered by WHMCS - no there are no processing fees added onto the price you pay.

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Legally I don't think you can pass that charge on to the customers anyway.

 

You pay the price you see.

 

Legally, you can do what you like!

 

Many retailers charge extra for using certain payment methods - I don't agree with it but it happens . . . a lot!

 

Edit - just read Rob's post above - much more sensible than mine ;)

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Ok some correct- it isn't illegal to charge the fee- starting after Jan 2003 it was allowed - before I believe it was -- But the fee needs to be out in the open and the customer needs to know what the fee is for.

 

Its *always* been legal to charge a fee and/or make the purchase level a set minimum.

 

The 2002/2003 changes meant you had to provide details of the fees charged, at the same time, simply because the banks wanted to phase out cheques, they stopped you being able to charge a fee for debit-cards. With booming economies and consumer debt quite low vs GDP they also started to allow for cash incentives (prior to that the card issuing banks were on very dodgy legal grounds with their "airmiles" and "points" systems as you weren't allowed to "pay" people to get into debt.

 

Supermarkets setup their own card processing companies, in order to charge themselves a fee for handling the transactions, in order to claim back the banking fees etc off their tax ...

 

The whole plastic money system is just a way of ripping off the merchant and the consumer :D

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