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PayPal Payment Changes


rmaweb

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Hello Everyone,

 

I just received an email from PayPal today that outlined changes they made to their business offerings and the categories the use ( Website Payments Standard, Website Payments Pro, and Payflow Edition ). Below is the email for those who didnt get it.

 

Dear Ryan Albertson,

 

PayPal has been hard at work building new innovations that will help you get paid faster. And as a developer for PayPal, we want you to be the first to know about these exciting innovations and, equally important, to be able to talk to merchants about them.

 

PayPal Payments is a new way to position the broad set of features that PayPal offers merchants to help them get paid online and offline. Included in PayPal Payments are a brand new mobile offering—PayPal Here™—and a refreshed set of our existing offerings—including the new merchant checkout lineup, PayPal invoicing, the PayPal Debit MasterCard, and PayPal's mobile solutions. Learn more about PayPal Payments.

 

We'd like to draw your attention to one change in particular. The refreshed checkout product features three versions and can save you time and money with PCI compliance and less technical integrations:

 

PayPal Payments Standard (Formerly Website Payments Standard)

Accept payments — credit cards and PayPal — securely.

 

PayPal Payments Advanced (Formerly Website Payments Pro and Payflow Link Edition)

Accept payments with a PCI-compliant checkout that keeps customers on your site.

 

PayPal Payments Pro (Formerly Website Payments Pro and Payflow Edition Pro 2.0)

Accept payments with a completely customizable, PCI-compliant checkout that keeps customers on your site.

 

It's important to note that these improvements to our existing product suite do not impact your existing PayPal integrations. However, there may now be a PayPal product that better meets your business needs and even help improve your business performance. Learn more about these new, more powerful payment solutions today.

 

Sincerely,

 

Your PayPal Developer Team

 

Now I know they say the changes do not impact existing integrations, but will these changes be reflected in one of the updates to whmcs? Especially the PayPal Payments Pro (Payflow Edition) which lets you get around being PCI compliant even though the checkout page is on your own site?

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  • 2 weeks later...
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Hope this helps..

 

I signed up for the PayPal payments pro and I use the (PayPal Website Payments Pro) Module in WHMCS. I'm running the 5.0.3. Once your approved just setup your API credentials and you should be good to. I processed a test payment successfully in the sandbox and I have it live now on the site.

 

PayPal advised the first couple of payments that go through they will hold to review for fraud (No more than 24 hours) Then your good to go.

 

Just waiting for my first real world test from a customer now.

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PayPal advised the first couple of payments that go through they will hold to review for fraud (No more than 24 hours) Then your good to go

That's scarey and really uncalled for

Your trying to run a business and then they are going to hold on to your money for up to 24 hours

I can understand why they would want to do this, but holding the funds is irresponsible on their part

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I'm fine with that as long as it's 24 hours or less. She said what they do when the first payment or two goes through. They review the payment and then my website to make sure what was charged is indeed a service or feature I'm offering. They want to make sure scammers aren't going after the cash. Shutting down the site and running.. Not fool proof but I'm ok with a little check like that. She said they only do it to the first couple and then that's it.

 

When I use 2CO and a payment comes in it will take a week to get it depending on what day they "pay out" so I'm totally fine with 24 hours :D

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That's scarey and really uncalled for

Your trying to run a business and then they are going to hold on to your money for up to 24 hours

I can understand why they would want to do this, but holding the funds is irresponsible on their part

 

Holding a couple of payments for fraud review is scary? I applaud PayPal for their due diligence in making sure a new thing is functioning properly. 2Checkout takes about week to deposit a payment into your bank and Google Checkout from 3 to 5 days on average so what's 24 hrs.?

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2Checkout takes about week to deposit a payment into your bank and Google Checkout from 3 to 5 days on average so what's 24 hrs.?

I accept it takes time to transfer the money out of the merchant account into an external bank account; PayPal manage this in 3 days on my account (before 11:00 on day one and before 16:00 on day three)

 

However, it is the treating incoming payments as HELD several hours after the payment notice emal has arrived

This impacts an online business that pretty much operates as an "instant" transaction business

Fair enough if the trader is aware of this at the begninning, and I understand why it takes place, but PayPal do not provide definitive criteria

 

I recently had a customer transaction pass to HELD about 36 hours AFTER the PayPal transaction confirmation email (slightly more after the initial PayPal transaction email)

i complained to PayPal and they confirmed it was an error and would be corrected, but it was a further 48 hours before the HELD was removed

Thankfully this was an existing client and confirmed I would process their order regardless

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So far in the past few days since posting i have taken several payments and new orders and nothing has been held. it has been instantly deposited into my paypal balance.

Typical, PayPal say one thing and do something completely different

Personally once the excess balance reaches the amount for free withdrawal do so

Here in the UK that is £50, the only disadvantage is that means an incoming funds bank charge

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We don't have any charges or minimum that I'm aware of to deposit the money into a banking account. our bank doesn't charge either. I generally only keep enough in the account to pay the server bills and to refill my enom account and the rest gets pulled out.

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