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eProcessingNetwork.Com and Rapid ACH Payment Gateway with Virtual Terminal

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eProcessingNetwork.Com and Rapid ACH Payment Gateway with Virtual Terminal


Much more than just a simple payment gateway, the ePN/RPS payment gateways combine both credit card and ACH processing with features that no other company has yet to offer the WHMCS community in a single package.


Payment Gateway Features Include

  • Credit card numbers and bank account numbers are NOT stored in the database. Subsequent transactions utilize a Transaction ID which is used for ongoing payments.
  • Automatic processing of recurring invoices is supported.
  • Invoices paid through client area present the option for using the client’s previously used payment method via the Transaction ID. Customer will not need to enter their specific payment information a second time when placing a new order or paying a recurring invoice.
  • Transaction captures and refunds can be initiated directly from invoice the invoice display in the WHMCS admin area.


Virtual Terminal Features include

  • Fully integrated credit card and ACH transaction processing interface in WHMCS admin area.
  • Customer‐specific display and selection of invoice and payment transactions
  • Payment transactions supported by the Virtual terminal include:
  • Credit Card Sale
    • ACH Sale
    • Refunds
    • Voids



WHMCS v4.2 or Higher.



Existing merchant account holders


The following networks are supported:

  • First Data Corp.'s Omaha Platform
  • First Data Corp.'s Nashville Platform
  • First Data Corp.'s North Platform
  • Paymentech Tampa Platform
  • TSYS Acquiring (Vital/VisaNet)
  • Heartland's Exchange Platform
  • Global Payments East Platform
  • Elavon (NOVA Information Systems Inc.)
  • Pay By Touch (CardSystems/Maverick)
  • JetPay


For a limited time RPS is offering a $25 discount on ePN setup to those who wish to use an existing merchant account. Promo Code: whmcsepn

Go to https://paytracs.com/epn.php to begin service. Modules can be downloaded from the downloads section or directly from http://paytracs.com/dl.php?type=d&id=22


Need a merchant account or want better rates on your current account?


RPS offers merchant credit card accounts that feature cost plus interchange pricing. This method of pricing is simply the interchange rate charged by the credit card company plus a small spread. Interchange rates are publicly available and are rates published are the true cost of a credit card transaction.

Visa Interchange - http://usa.visa.com/download/merchants/april-2010-visa-usa-interchange-rate-sheet.pdf

MasterCard Interchange - http://www.mastercard.com/us/merchant/pdf/MasterCard_Interchange_Rates_and_Criteria.pdf


For a limited time RPS will be offering the very low discount rate of cost plus .15% (.0015) and ten cents per transaction. Also, the setup fee for ePN will be waived.

A Online application is available at https://paytracs.com/apply Use offer code: whmcs


ACH Payments

ACH payments can only be drawn from accounts at U.S. banks and are processed through the U.S. Federal Reserve.

The best part about ACH is the cost. WHMCS users will receive flat rate ACH transaction fees of only .39 per transaction.



All offers and rates quoted above are valid until 9/30/2010. Underwriting approval required for new merchant accounts.



Download and check it out with the fully functional test mode. Download directly from http://paytracs.com/dl.php?type=d&id=22

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