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alert pay vs paypal pro

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Has anyone tired etiher or, and what is the ups and downs of each of them, and if I setup paypal standard does it still work with WHMCS, because the difference is paypal pro stays on your site, and the standard goes to there site, I would rather have the regular so I don't have to setup SSL, plus the pro you have to do a application fee, which I'm assuming pulls your credit and I don't have the best of credit, do you think I would get approved, and does anyone know if they got approved and what type of credit did you have, and what did they ask for or check?


Does anyone know any other payment gateways that are around 2-3% with zero setup fees/monthly fees and transaction fees?


Also has anyone tired http://www.merchantlane.com and do they work with whmcs?

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