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Working from Home Office & Home Insurance Problems!!


dswp

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They said that Ins. Companies in the states will CANCEL our home insurance for working on websites. That if I screw up a website, and the business comes after me, our HOME insurance is obligated to defend me in court.

 

I am in the U.S. I would talk to another insurance rep if I were you. I've been working from home for 8 1/2 years, not once did my insurance agent ever tell us that they would have to cancel our homeowners policy because of me having a web business.

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  • 2 weeks later...
Even if you had your own DC, this would not be able to be at your own home, so home insurance would not be an issue.

 

I am thinking about starting my own small data center at home (plenty of space). What problems do you forsee with doing something like this? because they are installing my internet connection next week! Please advice, thank you.

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UPS, Big Enough Connection to support Bandwidth requirements ( NOT just a DSL line ) also backup internet connection or BGP pathways

 

I have never heard of anyone running a DC from home maybe a "personal " server but not a datacenter

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I am thinking about starting my own small data center at home (plenty of space). What problems do you forsee with doing something like this? because they are installing my internet connection next week! Please advice, thank you.

 

You'd be much better off leasing servers from an already established data center.

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  • 2 months later...
Our home insurer has advised against me working at home - says we will void our home insurance AND that no insurance will insure my business as it is on the web - these days that is a lot of liability, blah, blah, blah. Anyway - what on earth do you do for your home insurance? (If you work from home?)

 

If you are in the UK there are insurance companies that will allow you to take out extra cover for this. If not in the UK then I suggest you shop around for another insurance company

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