HOOK to attempt capture of all credit cards on file for client during cron

[dpgthing]

Scenario:

There are 10 clients, each with Credit Cards on file. 8 of them have only 1 credit card on file as default payment method and the other 2 have 3 cards each on file, with 1 set as their default. They are all due on the same date. During the cron job on their due date, their cards are attempted capture and service renewed if their default card is successful. In the case of the 2 who have multiple cards on file, 1 of them, their default card FAILS and does not renew their service.

Solution/Question:

In the case of the multiple cards on file client who's default card failed during cron, is there a HOOK that can be written/implemented that will automatically attempt capture on their next card on file in the event that the default card FAILS during the daily cron operation? This same solution would also try their 3rd card if the 2nd card fails as well, until all cards on file have been attempted.